Drive Financial

I have had the most horrendous experience with this company in the history of financing companies.  Last year, I needed to utilize Drive Financial to purchase a vehicle because my credit was less than stellar.  Needless to say, had I known then what I know now, I would not have done it.  Since the purchase, we have made all of our payments on time until the economy faltered last fall. 

My DH and I are self employed in construction no less and frankly were doing extremely well up until the economy took a dump.  When that happened and money became tight, I informed Drive Financial that I wanted to voluntarily surrender the vehicle so that I could rid myself of the car payment.  What an idiot!  I wanted to do the right thing!

Drive Financial has ignored ALL requests to allow me to retunr the vehicle.  They have told me that I will continue to rack up late charges and interest on the account until they choose to come and get it.  Subsequently, I will have to pay all of those late charges and finance charges and whatever else they decide to throw on top of it when the car is auctioned off. 

The DH and I are well aware of the fact that we signed a contract and well aware of the fact that we will have to pay the difference of the auctioned vehicle.  We will, if we can, pay those funds.  I have never disputed that with Drive.  In fact, I gladly told them that when the bill came, if we had the money, I would gladly pay them.

Their response is continually, there is nothing we can do about it because they are a finance company not a storage house.  I said, let me take it to your storage house.  They said no.

It’s blackmail, it’s fraud, it’s not right to not allow somebody to do the right thing!  We want to help them get their money back in some fashion.  Now it just feels like we’re being sucked dry by another company that will benefit from a stimulus package.

In the future, I will not use Drive Financial and I will not recommend them to anyone!  I will tell anybody thinking of using them to run far and fast and find somebody else to finance their vehicle.

Life is a Highway – I’m the speed bump

I’ve been off for  a while working on writing projects I landed in quick succession.  Twelve 500 word rewrites in 5 days and 8 100 word blogs in a day.  Not bad but in the meantime I messed up this blog by not posting everyday.  You’re looking at the title and wondering about the speed bump, aren’t you?

Sunday I rolled a quad.  I was being stupid and tried to make this tiny thing (it’s only an 80) go up a hill it wasn’t meant to climb with me on it.  Subsequently the front wheels went up in the air dumping me unceremoniously onto my rear end.  While I was laying there in shock, the piece of machinery stalled and drifted backwards onto my sprawled body.  I had tires on my hips and couldn’t get this thing to budge.  My husband came to my rescue and my daughter said “I told you so,” in so many words because I had been cautioned about driving it up the hill before the wreck ensued.

Enough about me, how are y’all?  I checked out a few blogs on my way in and I’m not surprised that I’m surrounded by talent.  When I first heard about WordPress it specifically described as a place for people to work on the talent that was provided to them at birth.  We could all have a little blog, a little description of life, a vast outlet of emotions.

My husband casually mentioned to me the other day that I looked ran over about 8 times.  Apparently I’m keeping too many balls in the air to keep looking fresh as a daisy.  Don’t get him wrong, he understands how stretched thin I am.  If I were actually thin that would be a more ironic statement.  Anyway, with great faith comes great reward.  Friday evening I had the strangest message on my answering machine that I broke down into tears of absolute hysteria.  I had blogged previously about leaving brick and mortar to work at home and be a WAHM.  The message was from a woman who I had applied to over 5 years ago.  She wanted to know if I was still interested in WAHMing and she could really use me.  I have a conference call interview this afternoon for this job and I am going to get it.  There is no doubt that God left my resume in this woman’s files for 5 years just for this opportunity. 

God knows how much this would help me to be able to work at home.  I could clean my house for once instead of spot checking it once a week.  I could have actual time to work out, walk the dog and spend real time with the children.  I wouldn’t be so darned tired at the end of the day from running the hubby’s business, keeping my job afloat and not getting any time to do the little things with the kids they miss and love.  I could grocery shop on a Thursday afternoon and hike with the kids on Saturday instead.  This is my job to get and devote 25 hours a week  so that my husband has me to run parts, pull permits and make sales.

I got a gig!

So I got a contract sent to me this morning for a freelance gig.  It’s raved about at the WAHM site and so I’m thinking it can’t be all bad.  Now a decision has to be made about the brick and mortar job I’m doing now.  It’s not a bad job but there is so much more I could be doing than sitting here, like cleaning the house, writing content, running parts for the hubby’s business or pulling permits.  A lot of stuff.

 But now it’s decision time.  The gig will require about 20 – 30 hours a week.  If I can crank out the number of articles they require, I should be able to support everything else I have going on and quit this place.   I’m confident in the abilities that God gave me to write, so getting the numbers done shouldn’t be a problem.  It’s keeping the numbers up, but as long as the hubby’s business keeps going, by the grace of God, we should be able to manage successfully. 

My main concern is my son.  He’s four and does a daycare, that’s where most of his friends are.  I think I’ll keep him full time for a while maybe until summer and then decide whether to put him in part time sessions and allow him to explore sports and stuff.  Then I can write and spend time with him. *shrugging*  It’s all a mystery what God’s plan is for us and me.  I’m praying for knowledge, strength, patience and perserverance.

“God grant me the serenity to accept the things I cannot change, change the things I can and the wisdom to know the difference. ”  Thank you to whoever did the Serenity prayer that I can borrow it, we all know it and a lot of us live it.

Have a blessed day all!

And away we go . . .

So I’ve never done a blog before.   Well that’s not quite true.  Several years ago I did Blogit which didn’t satisfy my outlet too well.  I was a different person then, very carnal, very entrenched in the world.  I lied, swore, stole, drank and abused my body, then I found Jesus while having a nervous breakdown.  Maybe that’s too much information for a blog but that’s me.  I believe in telling the story that saved my life again.  I believe in a true and just God who is out to save me and not punish me.  I believe that God lent me two children to raise in His word and bring to His church on Sunday.  This is what I believe.

 Don’t get me wrong, it’s not like my faith is never shaken, it’s just always there; kind of like the hairs on your head, face, arms or legs.  Sometimes it gets shaved off and you think it’s gone and you wake up the next morning and there’s stubble.  Faith is like stubble, always there, sometimes shaken, but never truly gone.  Amazing, huh?  Keep in mind that God is always there, always the same, yesterday, today and forever.

I don’t know how this blog will turn out or where it will go.  It’s a nice thing to know that I can sort of ramble away and not lose track of where I’m going.  My life has been a long circular journey.  I started someplace a long time ago and now, though the roles are reversed, I’m there again.  I’ll post more when my brain gets acclimated to being able to pour out freely again. 

Back in the saddle again . . .

It’s been a while since I’ve written anything worth while.  I stopped writing when I re-entered the workforce because there was just too much to do on a daily basis.  I want to write again though because I need that outlet, I need that freedom of expression, I need to be able to use the God given talents I have.  So it’s back to searching for a writing gig.  I pressed for about 12 different gigs yesterday and this morning.  Freelancing will allow me to support the kids and husband while helping the husband’s business grow.  His business runs hot and cold, he does HVAC. 

 I love to write and I love to get all of the words out of my head and on paper.  I love the idea that I can apply for freelance writing jobs that will allow me to work on my schedule and do things on hubby’s schedule.  I love that I can work while my son naps and my daughter is at school.  I love writing and doing freelancing and God will give me success at this so that I can be of service to my family and others.

Thanks to the girls at WAHM.com – Moms who write message board.  They helped me find this bad boy and their success inspired me to pick up my keyboard and brush off my brain cells.  Thank you ladies.